Assessing the investment potential of an insurance organization (as exemplified by transport insurance types)

Maksim Dendiberya; Olga Grineva; Elena Khimich; Olga Sidorenko; Marina Bulanova

doi:10.20397/2177-6652/2024.v24i3.2824

Authors

Maksim Dendiberya Higher Economics School, Pacific National University, Russia. https://orcid.org/0000-0002-7150-704X
Olga Grineva Department of Advertising, Public Relations and Design, Plekhanov Russian University of Economics, Russia. https://orcid.org/0000-0001-6348-4653
Elena Khimich Laboratory of Marketing Research of the Transport Complex of the Far Eastern Region, Far Eastern State Transport University, Russia. https://orcid.org/0009-0006-1561-8403
Olga Sidorenko Higher Economics School, Pacific National University, Russia. https://orcid.org/0009-0005-1946-8791
Marina Bulanova Department of Management and Public Administration, Far Eastern Institute of Management, Branch of the Russian Presidential Academy of National Economy and Public Administration, Russia. https://orcid.org/0009-0004-5302-6623

DOI:

https://doi.org/10.20397/2177-6652/2024.v24i3.2824

Keywords:

Insurance, Ivestment potential, Indicators for assessing investment potential, Insurance fund, Insurance reserves

Abstract

Objective: This study aims to assess the investment potential of insurance organizations, particularly those offering transport insurance, by defining investment potential and exploring its formation and distribution within the sector.

Methods: A qualitative method is employed, incorporating a subject-oriented approach to analyze the investment potential of insurance organizations. This includes reviewing existing definitions, examining regulatory impacts, and developing a method for distributing investment potential based on insurance organization data. The study primarily uses data from the Russian insurance sector.

Results: Findings reveal significant challenges in the Russian insurance market, such as poor development and management inefficiencies. Despite these issues, the study identifies strategies for optimizing the investment potential through effective management of insurance funds and reserves, which are critical for sustaining financial stability and fulfilling obligations towards policyholders.

Conclusion: The research concludes that enhancing the investment potential of insurance organizations requires a combination of strategic fund management and adherence to regulatory standards, which would facilitate more effective utilization of resources and support the overall growth and stability of the insurance sector.

Author Biographies

Maksim Dendiberya, Higher Economics School, Pacific National University, Russia.

Higher Economics School, Pacific National University, Russia.

Olga Grineva, Department of Advertising, Public Relations and Design, Plekhanov Russian University of Economics, Russia.

Department of Advertising, Public Relations and Design, Plekhanov Russian University of Economics, Russia.

Elena Khimich, Laboratory of Marketing Research of the Transport Complex of the Far Eastern Region, Far Eastern State Transport University, Russia.

Laboratory of Marketing Research of the Transport Complex of the Far Eastern Region, Far Eastern State Transport University, Russia.

Olga Sidorenko, Higher Economics School, Pacific National University, Russia.

Higher Economics School, Pacific National University, Russia.

Marina Bulanova, Department of Management and Public Administration, Far Eastern Institute of Management, Branch of the Russian Presidential Academy of National Economy and Public Administration, Russia.

Department of Management and Public Administration, Far Eastern Institute of Management, Branch of the Russian Presidential Academy of National Economy and Public Administration, Russia.

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Assessing the investment potential of an insurance organization (as exemplified by transport insurance types)

Authors

DOI:

Keywords:

Abstract

Author Biographies

Maksim Dendiberya, Higher Economics School, Pacific National University, Russia.

Olga Grineva, Department of Advertising, Public Relations and Design, Plekhanov Russian University of Economics, Russia.

Elena Khimich, Laboratory of Marketing Research of the Transport Complex of the Far Eastern Region, Far Eastern State Transport University, Russia.

Olga Sidorenko, Higher Economics School, Pacific National University, Russia.

Marina Bulanova, Department of Management and Public Administration, Far Eastern Institute of Management, Branch of the Russian Presidential Academy of National Economy and Public Administration, Russia.

References

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